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Auto Refinance Calculator to estimate how much money you can save by refinancing your car loan. The car refinance calculator with amortization schedule will give you a breakdown of the monthly payments.
Car Refinance Calculator Results |
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New Monthly Payment: |
$522.00 | |||||
Payoff Date: |
Aug, 2028 | |||||
Total Interest Savings: |
$1,409.67 | |||||
Car Refinance Amortization Schedule |
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| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Sep, 2023 | 1 | $105.00 | $417.00 | $522.00 | $27,583.00 | |
| Oct, 2023 | 2 | $103.44 | $418.57 | $522.00 | $27,164.43 | |
| Nov, 2023 | 3 | $101.87 | $420.14 | $522.00 | $26,744.29 | |
| Dec, 2023 | 4 | $100.29 | $421.71 | $522.00 | $26,322.58 | |
| Jan, 2024 | 5 | $98.71 | $423.29 | $522.00 | $25,899.28 | |
| Feb, 2024 | 6 | $97.12 | $424.88 | $522.00 | $25,474.40 | |
| Mar, 2024 | 7 | $95.53 | $426.48 | $522.00 | $25,047.92 | |
| Apr, 2024 | 8 | $93.93 | $428.07 | $522.00 | $24,619.85 | |
| May, 2024 | 9 | $92.32 | $429.68 | $522.00 | $24,190.17 | |
| Jun, 2024 | 10 | $90.71 | $431.29 | $522.00 | $23,758.88 | |
| Jul, 2024 | 11 | $89.10 | $432.91 | $522.00 | $23,325.97 | |
| Aug, 2024 | 12 | $87.47 | $434.53 | $522.00 | $22,891.44 | |
| Sep, 2024 | 13 | $85.84 | $436.16 | $522.00 | $22,455.27 | |
| Oct, 2024 | 14 | $84.21 | $437.80 | $522.00 | $22,017.48 | |
| Nov, 2024 | 15 | $82.57 | $439.44 | $522.00 | $21,578.04 | |
| Dec, 2024 | 16 | $80.92 | $441.09 | $522.00 | $21,136.95 | |
| Jan, 2025 | 17 | $79.26 | $442.74 | $522.00 | $20,694.21 | |
| Feb, 2025 | 18 | $77.60 | $444.40 | $522.00 | $20,249.81 | |
| Mar, 2025 | 19 | $75.94 | $446.07 | $522.00 | $19,803.74 | |
| Apr, 2025 | 20 | $74.26 | $447.74 | $522.00 | $19,356.00 | |
| May, 2025 | 21 | $72.59 | $449.42 | $522.00 | $18,906.58 | |
| Jun, 2025 | 22 | $70.90 | $451.10 | $522.00 | $18,455.48 | |
| Jul, 2025 | 23 | $69.21 | $452.80 | $522.00 | $18,002.68 | |
| Aug, 2025 | 24 | $67.51 | $454.49 | $522.00 | $17,548.19 | |
| Sep, 2025 | 25 | $65.81 | $456.20 | $522.00 | $17,091.99 | |
| Oct, 2025 | 26 | $64.09 | $457.91 | $522.00 | $16,634.08 | |
| Nov, 2025 | 27 | $62.38 | $459.63 | $522.00 | $16,174.45 | |
| Dec, 2025 | 28 | $60.65 | $461.35 | $522.00 | $15,713.10 | |
| Jan, 2026 | 29 | $58.92 | $463.08 | $522.00 | $15,250.02 | |
| Feb, 2026 | 30 | $57.19 | $464.82 | $522.00 | $14,785.20 | |
| Mar, 2026 | 31 | $55.44 | $466.56 | $522.00 | $14,318.64 | |
| Apr, 2026 | 32 | $53.69 | $468.31 | $522.00 | $13,850.33 | |
| May, 2026 | 33 | $51.94 | $470.07 | $522.00 | $13,380.27 | |
| Jun, 2026 | 34 | $50.18 | $471.83 | $522.00 | $12,908.44 | |
| Jul, 2026 | 35 | $48.41 | $473.60 | $522.00 | $12,434.84 | |
| Aug, 2026 | 36 | $46.63 | $475.37 | $522.00 | $11,959.47 | |
| Sep, 2026 | 37 | $44.85 | $477.16 | $522.00 | $11,482.31 | |
| Oct, 2026 | 38 | $43.06 | $478.95 | $522.00 | $11,003.36 | |
| Nov, 2026 | 39 | $41.26 | $480.74 | $522.00 | $10,522.62 | |
| Dec, 2026 | 40 | $39.46 | $482.54 | $522.00 | $10,040.08 | |
| Jan, 2027 | 41 | $37.65 | $484.35 | $522.00 | $9,555.72 | |
| Feb, 2027 | 42 | $35.83 | $486.17 | $522.00 | $9,069.55 | |
| Mar, 2027 | 43 | $34.01 | $487.99 | $522.00 | $8,581.56 | |
| Apr, 2027 | 44 | $32.18 | $489.82 | $522.00 | $8,091.74 | |
| May, 2027 | 45 | $30.34 | $491.66 | $522.00 | $7,600.07 | |
| Jun, 2027 | 46 | $28.50 | $493.50 | $522.00 | $7,106.57 | |
| Jul, 2027 | 47 | $26.65 | $495.35 | $522.00 | $6,611.22 | |
| Aug, 2027 | 48 | $24.79 | $497.21 | $522.00 | $6,114.00 | |
| Sep, 2027 | 49 | $22.93 | $499.08 | $522.00 | $5,614.93 | |
| Oct, 2027 | 50 | $21.06 | $500.95 | $522.00 | $5,113.98 | |
| Nov, 2027 | 51 | $19.18 | $502.83 | $522.00 | $4,611.15 | |
| Dec, 2027 | 52 | $17.29 | $504.71 | $522.00 | $4,106.44 | |
| Jan, 2028 | 53 | $15.40 | $506.61 | $522.00 | $3,599.83 | |
| Feb, 2028 | 54 | $13.50 | $508.51 | $522.00 | $3,091.33 | |
| Mar, 2028 | 55 | $11.59 | $510.41 | $522.00 | $2,580.91 | |
| Apr, 2028 | 56 | $9.68 | $512.33 | $522.00 | $2,068.59 | |
| May, 2028 | 57 | $7.76 | $514.25 | $522.00 | $1,554.34 | |
| Jun, 2028 | 58 | $5.83 | $516.18 | $522.00 | $1,038.17 | |
| Jul, 2028 | 59 | $3.89 | $518.11 | $522.00 | $520.05 | |
| Aug, 2028 | 60 | $1.95 | $520.05 | $522.00 | $0.00 | |
Original vs. Car Refinance |
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| Original | Car Refinance | |||||
| Monthly Payment | $500.00 | $522.00 | ||||
| Total Interest | $4,729.94 | $3,320.27 | ||||
| Total Principal | $28,000.00 | $28,000.00 | ||||
| Total Payment | $32,729.94 | $31,320.27 | ||||
| Total Interest Savings | $0 | $1,409.67 | ||||
| Payoff Date | Feb, 2029 | Aug, 2028 | ||||
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